Inland Marine

It can, depending on the policy and your contract. We recommend you review your rental agreements with us.

It depends on the policy. Higher-value or specialized items are often scheduled individually. We can review the right approach with you.

Often only in limited ways or not at all once property leaves your premises. Inland marine is designed to follow property that moves.

Property coverage generally protects items at a fixed location. Inland marine covers property in transit or away from that location.

A business owner’s policy may offer some coverage for movable property, but it is often limited. Inland marine insurance provides broader and more specific coverage for goods in transit ...

Yes, with conditions attached to how the property was left. Theft of tools, equipment, and property in transit is a core reason the coverage exists. The conditions are where ...

Read the valuation clause, because it decides what a claim actually pays. Many contractors equipment forms settle at actual cash value, which is replacement cost less depreciation, so an ...

It covers the materials you are installing until the job is accepted. A contractor who buys a chiller, a switchgear line-up, or a run of cabinetry owns a real ...

The things that stay put, and the things that are somebody else's line. Buildings and permanent structures belong on commercial property. Licensed vehicles belong on commercial auto, even when ...