It covers the materials you are installing until the job is accepted. A contractor who buys a chiller, a switchgear line-up, or a run of cabinetry owns a real exposure between the supplier’s dock and the owner’s sign-off. That window is where property gets stolen off a site or damaged before it is ever energized. An installation floater follows those materials in transit, in temporary storage, and while being installed. It fills the seam between the supplier’s coverage and the owner’s builders risk, and on many projects it is the contract that requires it.
Related FAQs
It can, depending on the policy and your contract. We recommend you review your rental agreements with us.
It depends on the policy. Higher-value or specialized items are often scheduled individually. We can review the right approach with you.
Often only in limited ways or not at all once property leaves your premises. Inland marine is designed to follow property that moves.
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