It can, and three conditions come first where the driver is unknown. There has to have been physical contact with you or the vehicle you were in. The accident has to be reported to police within 24 hours, and a statement under oath has to reach the insurer within 30 days. Damage to the car is a separate coverage, and that one requires the vehicle or driver to be identified.
Related FAQs
Insurers must include it unless you delete it by written agreement in the form the Insurance Code prescribes, so it is required to be offered rather than required to ...
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