Insurers must include it unless you delete it by written agreement in the form the Insurance Code prescribes, so it is required to be offered rather than required to be carried. The limit you keep matters as much as the decision. A driver counts as underinsured only where their liability limit sits below your own uninsured motorist limit.
Related FAQs
It can, and three conditions come first where the driver is unknown. There has to have been physical contact with you or the vehicle you were in. The accident ...
Ready to get started?
Talk to an advisor or request a quote. It takes about five minutes, with no commitment. Be insurance wise.
OR
