Not by your policy, and the fix is to require theirs. A caterer, a band, a bounce house operator, or a valet service each carries its own exposure, and your event policy generally will not answer a claim arising from their work. Ask each vendor for a certificate naming you, and the venue where the venue requires it, before the load-in date. If alcohol is being served, ask whether the caterer holds a license and liquor liability, because that is the gap most likely to reach you.
Related FAQs
Work back from the venue’s deadline rather than the insurer’s. California State Parks needs the certificate 60 days before the event and the application 45 days to six months ...
If you serve alcohol without selling it, host liquor liability is the part of the event policy that responds, and no ABC license is needed under Business and Professions ...
Yes. The venue will want a certificate in your name and an endorsement naming it as an additional insured, because its contract makes you responsible for guest claims. Send ...
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