Not by your policy, and the fix is to require theirs. A caterer, a band, a bounce house operator, or a valet service each carries its own exposure, and your event policy generally will not answer a claim arising from their work. Ask each vendor for a certificate naming you, and the venue where the venue requires it, before the load-in date. If alcohol is being served, ask whether the caterer holds a licence and liquor liability, because that is the gap most likely to reach you.
Related FAQs
Sooner is generally better. Arranging coverage well before the date gives time to meet venue requirements and confirm details.
It is worth strongly considering. Host liquor liability may help protect you if an alcohol-related incident occurs at your event.
Yes. Many venues require event liability coverage and sometimes ask to be named as an additional insured. We can help you meet those requirements.
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