Premiums are based on several factors, including the type of business, the amount of alcohol sold, the hours of operation, and past claims history. Businesses with higher risks or a history of claims may face higher premiums.
Related FAQs
Because claims can still be filed and need a defense, the obviously intoxicated minor exception and certain assault or over-service claims can still reach your business, and venues, landlords, ...
Serving any minor, or an obviously intoxicated person of any age, is a criminal and Alcoholic Beverage Control (ABC) licensing violation, separate from any civil suit. California also requires ...
Yes, exposure can arise even from occasional service. Host and special-event options may fit, and we can walk you through them.

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