Most plans work on a reimbursement basis. You typically pay the vet, submit a claim, and are reimbursed for covered costs based on the plan terms.
Related FAQs
Generally, yes. Many plans let you visit any licensed vet, which is worth confirming on the specific plan.
Sometimes. Wellness care is often an optional add-on rather than part of the base plan.
Usually not. Most plans exclude conditions that existed before coverage began, so enrolling earlier may help.

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