Generally, yes. Many plans let you visit any licensed vet, which is worth confirming on the specific plan.
Sometimes. Wellness care is often an optional add-on rather than part of the base plan.
Usually not. Most plans exclude conditions that existed before coverage began, so enrolling earlier may help.
Most plans work on a reimbursement basis. You typically pay the vet, submit a claim, and are reimbursed for covered costs based on the plan terms. ...
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