The venue usually decides it. Most venues and municipalities specify a required limit and additional insured wording in the rental agreement, and that becomes the floor. Beyond that, attendance, whether alcohol is served, and any higher-risk activity such as amusement equipment or athletics affect what is appropriate and what the market will offer. Send us the venue’s requirements and we will tell you what they oblige you to carry, and review your individual needs with a licensed agent or qualified advisor.
Related FAQs
Sooner is generally better. Arranging coverage well before the date gives time to meet venue requirements and confirm details.
It is worth strongly considering. Host liquor liability may help protect you if an alcohol-related incident occurs at your event.
Yes. Many venues require event liability coverage and sometimes ask to be named as an additional insured. We can help you meet those requirements.
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