A bar typically needs liquor liability on top of general liability, because serving alcohol creates exposure that a standard liability policy does not cover, along with commercial property and business interruption for the space and its revenue.
Related FAQs
Not automatically, so we add ordinance-or-law coverage, which pays to rebuild an older Downtown building to current code after a covered loss rather than leaving that cost to you. ...
Only if you carry business interruption coverage, which replaces lost income and helps with rent and payroll while you rebuild, and it is especially worth reviewing in older shared ...
An HO6 condo-unit policy covers your contents, interior improvements, and personal liability, and picks up loss assessment where the building’s master policy leaves off.
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