My Downtown restaurant is in an old building. If a fire closes it, is lost income covered?

Not automatically, so we add ordinance-or-law coverage, which pays to rebuild an older Downtown building to current code after a covered loss rather than leaving that cost to you. ...

A bar typically needs liquor liability on top of general liability, because serving alcohol creates exposure that a standard liability policy does not cover, along with commercial property and ...

An HO6 condo-unit policy covers your contents, interior improvements, and personal liability, and picks up loss assessment where the building’s master policy leaves off.