No. Renting to guests is a different exposure, and a home you leave empty long term is treated differently again. Tell us how you use the property.
Related FAQs
It is California’s insurer of last resort for basic fire coverage. We can explain how it and a companion DIC policy may work together for a home that is ...
Usually not. A secondary home is typically written on its own policy, often as a dwelling policy.
Longer vacancies often raise risk. Let us know the pattern of use so coverage can be structured appropriately.

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