It is California’s insurer of last resort for basic fire coverage. We can explain how it and a companion DIC policy may work together for a home that is hard to insure.
Related FAQs
No. Renting to guests is a different exposure, and a home you leave empty long term is treated differently again. Tell us how you use the property. ...
Usually not. A secondary home is typically written on its own policy, often as a dwelling policy.
Longer vacancies often raise risk. Let us know the pattern of use so coverage can be structured appropriately.
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