Is professional liability required for my California license?

Usually not, and where a requirement exists it usually attaches to how your practice is organized rather than to your profession. California has no single statute requiring professional liability insurance across licensed professions. Limited liability partnerships in law, accountancy, architecture, engineering and land surveying must provide security for claims under Corporations Code section 16956. Insurance is one route, and the statute also allows assets held in trust or bank escrow, an automatic partner guarantee, or an annual net worth confirmation filed with the Secretary of State. Contractors, private investigators and alarm companies licensed as LLCs must carry errors and omissions coverage, and insurance producers organized as LLCs must carry it or post equivalent security. Narrow exceptions reach individuals too. California treats it as unprofessional conduct for a physician to go without adequate liability coverage for surgery performed outside a hospital, and nurse practitioners practicing without standardized procedures must carry professional liability insurance appropriate for the practice setting. Whether a requirement reaches your license and your entity is a legal question, so confirm it with your board or your attorney.