Yes, once a non-profit has any employee in California. Volunteers are the part that catches boards out, because they are generally not employees and so are not covered by workers’ compensation, which is a gap worth arranging for deliberately.
Related FAQs
Volunteer coverage is a separate consideration. We can review how your policies may treat it.
D&O typically extends to directors and officers acting in their roles, including many volunteer boards, though terms vary.
If you serve youth or vulnerable people, this exposure is serious, and dedicated coverage may respond where other policies do not.
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