If you serve youth or vulnerable people, this exposure is serious, and dedicated coverage may respond where other policies do not.
Related FAQs
Volunteer coverage is a separate consideration. We can review how your policies may treat it.
Yes, once a non-profit has any employee in California. Volunteers are the part that catches boards out, because they are generally not employees and so are not covered by ...
D&O typically extends to directors and officers acting in their roles, including many volunteer boards, though terms vary.

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