They address two different things that both happen in a shop. Garage liability is written around the operations of the business, including the premises and the work performed. Garagekeepers ...
The limit is meant to reflect the value of customer vehicles you hold at one time rather than the value of any single car, so the practical inputs are ...
Driving that an employee does for the business on a vehicle you do not own is what hired and non-owned auto coverage is written for. It is a distinct ...
Work you have completed and parts you have installed sit under products and completed operations, which is a different coverage part from the premises exposure and is often where ...
The A and E form is written for design work specifically, which means it contemplates drawings, specifications, construction administration, and the long tail between a design decision and the ...
The contract does, on its own terms, and the question of whether a clause is reasonable or enforceable is a legal one. Design agreements frequently combine an insurance requirement ...
This is the question design firms ask most, and it is genuinely a matter of policy language rather than a general rule. Professional liability is written to respond to ...
Reconstructing a project record is the exposure that valuable papers and electronic data coverage is written for, and it is usually a scheduled limit rather than an open-ended one. ...
No, and the distinction matters because the two are bought by different people for different reasons. Pet health insurance is a personal line an owner buys to help with ...
Bailee coverage is the general insurance idea of being responsible for someone else’s property while it is in your possession, and animal bailee applies that idea to living animals ...
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