FAQs

Work you have completed and parts you have installed sit under products and completed operations, which is a different coverage part from the premises exposure and is often where ...

The A and E form is written for design work specifically, which means it contemplates drawings, specifications, construction administration, and the long tail between a design decision and the ...

The contract does, on its own terms, and the question of whether a clause is reasonable or enforceable is a legal one. Design agreements frequently combine an insurance requirement ...

This is the question design firms ask most, and it is genuinely a matter of policy language rather than a general rule. Professional liability is written to respond to ...

Reconstructing a project record is the exposure that valuable papers and electronic data coverage is written for, and it is usually a scheduled limit rather than an open-ended one. ...

No, and the distinction matters because the two are bought by different people for different reasons. Pet health insurance is a personal line an owner buys to help with ...

Bailee coverage is the general insurance idea of being responsible for someone else’s property while it is in your possession, and animal bailee applies that idea to living animals ...

Personal auto policies are not written for business use, and commercial auto is the form built for a vehicle used in an operation. A mobile grooming van also raises ...

A waiver and an insurance policy do different work. A signed waiver is a contract term that may support a defense, and whether it is enforceable in a given ...

Not usually. Climbing, cutting, and removal are rated as a higher hazard than mowing and planting, and California licenses tree service under a different classification than landscape contracting. That ...