It reimburses non-refundable deposits and costs when the event is cancelled or postponed for a cause the policy covers, and California treats it as its own line under Insurance Code section 120. The cause has to be unforeseen when you buy it, so a storm already named or a public health order already issued is outside the policy from the start. Most forms since 2020 exclude communicable disease. Ask whether the form is named-peril or covers any cause not excluded, and place it when you sign the venue contract.
Related FAQs
Work back from the venue’s deadline rather than the insurer’s. California State Parks needs the certificate 60 days before the event and the application 45 days to six months ...
If you serve alcohol without selling it, host liquor liability is the part of the event policy that responds, and no ABC license is needed under Business and Professions ...
Yes. The venue will want a certificate in your name and an endorsement naming it as an additional insured, because its contract makes you responsible for guest claims. Send ...
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