EPLI generally does not cover claims involving bodily injury, property damage, or professional errors. Those usually belong to General Liability Insurance or Professional Liability Insurance. EPLI forms vary in the wrongful acts they list, so check which ones yours names.
Related FAQs
Yes, certain claims can come from applicants. EPLI may respond depending on the allegation.
Good practices reduce risk but do not prevent claims from being filed. Defense alone can be costly, which is why many careful employers carry it.
Coverage varies. Some policies offer limited wage-and-hour defense. We recommend you review the specifics with us.
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