It adds home-like liability and other protections for people who live in their RV rather than using it recreationally.
Related FAQs
On eligible newer RVs, it may replace a totaled unit with a comparable new one rather than paying depreciated value. Terms vary.
Usually not fully. A dedicated RV policy adds the home-like protections a standard auto policy typically leaves out.
Motorized RVs must carry at least the state minimum auto liability, since they drive on public roads. Higher limits are common.
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