On eligible newer RVs, it may replace a totaled unit with a comparable new one rather than paying depreciated value. Terms vary.
Related FAQs
Usually not fully. A dedicated RV policy adds the home-like protections a standard auto policy typically leaves out.
It adds home-like liability and other protections for people who live in their RV rather than using it recreationally.
Motorized RVs must carry at least the state minimum auto liability, since they drive on public roads. Higher limits are common.
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