Higher required limits can affect premium, but the amount varies by driver and policy. Reviewing options with an advisor is the clearest way to see the impact.
Related FAQs
No. California does not allow credit history to be used in pricing personal auto insurance. Rates rely mainly on driving-related factors such as record, experience, and miles driven. ...
The minimum meets the law, but a serious accident can exceed it. Many drivers choose higher limits for more protection.
January 1, 2025. Policies renewing on or after that date reflect 30/60/15.
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