No. California does not allow credit history to be used in pricing personal auto insurance. Rates rely mainly on driving-related factors such as record, experience, and miles driven. ...
The minimum meets the law, but a serious accident can exceed it. Many drivers choose higher limits for more protection.
January 1, 2025. Policies renewing on or after that date reflect 30/60/15.
Higher required limits can affect premium, but the amount varies by driver and policy. Reviewing options with an advisor is the clearest way to see the impact. ...
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