It is California’s Medical Injury Compensation Reform Act, which caps noneconomic damages in medical malpractice cases. Assembly Bill 35, effective in 2023, replaced the old $250,000 cap with amounts ...
Practices hold sensitive patient records subject to HIPAA and CMIA. A breach can trigger notification duties and costs, which cyber coverage is designed to help address. ...
Usually not. Malpractice, property, cyber, and workers’ comp are typically separate coverages that we coordinate into one program.
The state does not mandate it, but hospitals, credentialing bodies, and contracts often require it, so most practices carry it.





