Generally yes, and the exception is the one that catches people. A contractors equipment floater is written to follow property that moves, so tools in a truck between sites are normally within it. What varies is theft from a vehicle. Many forms require the vehicle to be fully enclosed and locked, some exclude theft overnight from a vehicle left on the street, and some apply a higher deductible. If your crew leaves loaded trucks at home or on site overnight, tell us, because it changes which form fits.
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