Contractor’s Tools and Equipment Insurance

File a police report the same day, then send us the inventory. Serial numbers, purchase receipts, and photographs are what turn a claim into a paid claim, and they ...

Schedule it, and match the policy to the lease. Short-term rentals usually fall under the rented equipment extension. Equipment on a long-term lease or a lease-purchase is different. The ...

Generally yes, and the exception is the one that catches people. A contractors equipment floater is written to follow property that moves, so tools in a truck between sites ...

Usually by extension, and the rental contract asks for more than the policy gives by default. Most contractors equipment forms include a limit for equipment rented, leased, or borrowed, ...

Wear, breakdown, and the tools you cannot prove you owned. Normal wear and tear, rust, and mechanical or electrical breakdown are maintenance rather than sudden loss. Employee theft is ...