File a police report the same day, then send us the inventory. Serial numbers, purchase receipts, and photographs are what turn a claim into a paid claim, and they are far easier to assemble before a theft than after one. Note where the vehicle or gang box was, whether it was locked, and how entry was made, because most forms condition theft coverage on those facts. Expect settlement on the valuation basis in your policy. Replacing the locks and moving to a locked, enclosed storage arrangement often affects the next renewal.
Related FAQs
Schedule it, and match the policy to the lease. Short-term rentals usually fall under the rented equipment extension. Equipment on a long-term lease or a lease-purchase is different. The ...
Generally yes, and the exception is the one that catches people. A contractors equipment floater is written to follow property that moves, so tools in a truck between sites ...
Usually by extension, and the rental contract asks for more than the policy gives by default. Most contractors equipment forms include a limit for equipment rented, leased, or borrowed, ...
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