Yes. Labor Code 3700 requires every employer to secure workers’ compensation, and the obligation starts with the first employee. That has been the rule for decades, not a recent change.
Related FAQs
A sole owner with no employees may not be required to carry it, but the rules depend on your structure. Confirm before relying on that.
Part B of the policy responds to certain lawsuits alleging employer responsibility for a work injury, beyond the standard benefits.
It depends on how the worker is classified under California law. Misclassification is a common issue, so we recommend you review this with us.
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