FAQs

Usually yes, because it protects your belongings and personal liability and covers additional living expenses if a covered loss displaces you, for a modest premium, since the landlord’s policy ...

A local Echo Park business usually needs general liability and commercial property as a base, business interruption so a closure does not stop revenue while rent comes due, and ...

No, earthquake is excluded from standard California home policies here as it is statewide, so we review a separate earthquake policy and explain what it protects, which matters given ...

An apartment building typically needs commercial property, loss-of-rents, and liability coverage sized to the units and tenants, which is structured around the building as an income property rather than ...

Yes, a renters policy protects your belongings and personal liability for a modest premium, since your landlord’s policy covers only the building itself.

It is worth weighing, since earthquake is excluded from standard California home policies everywhere in the state and a major quake could damage an uninsured home, so we walk ...

It can, because heavy foot traffic and crowds on game and concert days raise premises and liability exposure, so we recommend general liability limits with that in mind rather ...

A commercial building typically needs commercial property, loss-of-rents, and liability coverage sized to the structure and its tenants, structured around the building as an income property, and we address ...

It can, because proximity to the ocean raises wind and moisture exposure, so we confirm the policy addresses those perils and set limits with the coastal setting in mind. ...

A manufacturer usually needs commercial property for the building, equipment, and stock, general liability, and workers’ compensation, often with commercial auto for a fleet and product liability, and we ...