D&O insurance generally does not cover bodily injury, property damage, or professional errors and omissions. Those are usually addressed by General Liability Insurance and Professional Liability Insurance respectively. D&O forms differ in what they exclude, so the policy wording governs.
Related FAQs
Many do. Volunteer directors can still face personal claims, and D&O is often what makes strong candidates comfortable serving.
Both, depending on the claim and how the policy is structured. We can walk you through the pieces.
No. Private companies, startups, and nonprofits face management claims too, and their leaders often carry personal exposure.
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