Directors & Officers

Many do. Volunteer directors can still face personal claims, and D&O is often what makes strong candidates comfortable serving.

Both, depending on the claim and how the policy is structured. We can walk you through the pieces.

No. Private companies, startups, and nonprofits face management claims too, and their leaders often carry personal exposure.

D&O covers management and governance decisions. EPLI covers employment-related claims like wrongful termination and discrimination. Some programs combine them.

Premiums are based on several factors, including the size and type of business, the number of directors and officers, past claims history, and the industry in which the business ...

Yes, many D&O policies include coverage for wrongful acts that occurred before the policy was in effect, provided that the claim is made during the policy period. ...

D&O insurance covers wrongful acts by directors and officers in their managerial capacity, while Professional Liability Insurance covers errors and omissions in professional services provided by the business. ...

Yes, small businesses can benefit significantly from D&O insurance as it protects against claims that could otherwise financially devastate the company and its leaders.

D&O insurance generally does not cover bodily injury, property damage, or professional errors and omissions. Those are usually addressed by General Liability Insurance and Professional Liability Insurance respectively. D&O ...