Earthquake deductibles are a percentage of your dwelling limit, designed for major structural loss. You can often choose a lower percentage for a higher premium. The structure reflects the region-wide nature of earthquake risk, where a single event can trigger claims across a whole area at once.
Related FAQs
Differently, because you do not own the building. Your association's master policy covers the structure, and where the association carries earthquake coverage, its deductible is typically assessed back to individual ...
Not automatically. Earthquake policies are built around the dwelling, personal property and loss of use. Detached structures, hardscape, pools, retaining walls and exterior features are commonly limited or excluded unless ...
There is no rate card, because the premium is built from the specific property. What moves it most: the age and construction of the home, whether it sits on a ...
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