Usually yes, since the garage form is built to package it. A garage policy commonly carries the liability, the garagekeepers, and the owned autos together, with property and workers’ compensation alongside. What to check is not the packaging but the limits inside it. Ask whether garagekeepers has its own limit or shares with the liability limit, whether defense costs erode the limit, and how the deductible applies. A single policy number is convenient. It does not by itself mean the limits are adequate.
Related FAQs
Typically not. Tools and equipment are usually addressed under other coverages we can review with you.
It generally refers to vehicles a customer has left with you. Garagekeepers is designed to respond when those vehicles are damaged while in your care.
Many auto businesses do, because they cover different exposures. We can help you decide based on how you operate.
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