Yes, if customers leave vehicles with you. Garage liability answers for injury and damage arising from your operations, including the auto exposure. Garagekeepers answers for damage to the customers’ vehicles themselves, which garage liability excludes as property in your care, custody or control. A shop, a dealer with a service drive, a tow yard and a valet operation all carry both exposures.
Related FAQs
No. Garagekeepers covers customers’ vehicles, and garage liability covers injury and damage to others. Employee-owned tools are insured as a separate scheduled item on the property or inland marine ...
A customer’s vehicle is in your care, custody or control from the moment it is handed to you until it is returned. That means on the lift, in the ...
No. A business auto policy insures the vehicles the business owns, hires and borrows, and excludes damage to customers’ vehicles in your care. A garage or auto dealers form is ...
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