No. A business auto policy insures the vehicles the business owns, hires and borrows, and excludes damage to customers’ vehicles in your care. A garage or auto dealers form is itself a commercial auto form that adds garage operations, premises, products and completed operations under one limit, and garagekeepers can be attached to it. For the businesses it fits, it replaces the business auto policy rather than sitting beside it.
Related FAQs
No. Garagekeepers covers customers’ vehicles, and garage liability covers injury and damage to others. Employee-owned tools are insured as a separate scheduled item on the property or inland marine ...
A customer’s vehicle is in your care, custody or control from the moment it is handed to you until it is returned. That means on the lift, in the ...
Yes, if customers leave vehicles with you. Garage liability answers for injury and damage arising from your operations, including the auto exposure. Garagekeepers answers for damage to the customers’ ...
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