Garage Keepers Insurance

Typically not. Tools and equipment are usually addressed under other coverages we can review with you.

It generally refers to vehicles a customer has left with you. Garagekeepers is designed to respond when those vehicles are damaged while in your care.

Many auto businesses do, because they cover different exposures. We can help you decide based on how you operate.

No. Commercial auto typically covers vehicles your business owns and drives. Garage coverage is built around servicing, selling, or storing others’ vehicles and often includes garagekeepers.

Often yes, and on some losses it has to. Where the customer carries comprehensive or collision, their own policy can respond to damage to their vehicle, and under a ...

Work from the peak, not the average. The measure is the total value of customer vehicles on your premises at the worst moment, which is usually overnight, over a ...

It turns on which basis the coverage was written on, and there are three. Legal liability responds only where the business is found responsible, so fault has to be ...

Generally yes. General Liability covers bodily injury and property damage arising from your operations, but a customer’s vehicle in your custody is usually excluded, because it is treated as ...

The repair you got wrong is not the same as the damage that repair caused. Faulty workmanship, defective parts, and the cost of redoing the job are excluded, and ...