Garage Keepers Insurance

No. Garagekeepers covers customers’ vehicles, and garage liability covers injury and damage to others. Employee-owned tools are insured as a separate scheduled item on the property or inland marine ...

A customer’s vehicle is in your care, custody or control from the moment it is handed to you until it is returned. That means on the lift, in the ...

Yes, if customers leave vehicles with you. Garage liability answers for injury and damage arising from your operations, including the auto exposure. Garagekeepers answers for damage to the customers’ ...

No. A business auto policy insures the vehicles the business owns, hires and borrows, and excludes damage to customers’ vehicles in your care. A garage or auto dealers form is ...

Where the customer carries comprehensive or collision, yes, and under a direct excess basis their policy is expected to go first. Three things push a loss back onto the ...

Work from the peak, not the average. The measure is the total value of customer vehicles on your premises at the worst moment, which is usually overnight, over a ...

It turns on which basis the coverage was written on, and there are three. Legal liability responds only where the business is found responsible, so fault has to be ...

Yes. General liability covers bodily injury and property damage arising from your operations, but it excludes the auto exposure, and a customer’s vehicle in your custody is excluded as ...

The repair you got wrong is not the same as the damage that repair caused. Faulty workmanship, defective parts, and the cost of redoing the job are excluded, and ...