Yes. General liability covers bodily injury and property damage arising from your operations, but it excludes the auto exposure, and a customer’s vehicle in your custody is excluded as property in your care, custody or control. Garagekeepers is what addresses those vehicles. Whether it is written on a legal liability or a direct basis changes what has to be shown at claim time, so confirm which form you have.
Related FAQs
No. Garagekeepers covers customers’ vehicles, and garage liability covers injury and damage to others. Employee-owned tools are insured as a separate scheduled item on the property or inland marine ...
A customer’s vehicle is in your care, custody or control from the moment it is handed to you until it is returned. That means on the lift, in the ...
Yes, if customers leave vehicles with you. Garage liability answers for injury and damage arising from your operations, including the auto exposure. Garagekeepers answers for damage to the customers’ ...
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