Generally yes. General Liability covers bodily injury and property damage arising from your operations, but a customer’s vehicle in your custody is usually excluded, because it is treated as property in your care, custody, or control. Garage Keepers is what addresses those vehicles. Whether it is written on a legal liability or a direct basis changes what has to be shown at claim time, so it is worth confirming which form you have.
Related FAQs
Typically not. Tools and equipment are usually addressed under other coverages we can review with you.
It generally refers to vehicles a customer has left with you. Garagekeepers is designed to respond when those vehicles are damaged while in your care.
Many auto businesses do, because they cover different exposures. We can help you decide based on how you operate.
Ready to get started?
Talk to an advisor or request a quote. It takes about five minutes, with no commitment. Be insurance wise.
