A customer’s vehicle is in your care, custody or control from the moment it is handed to you until it is returned. That means on the lift, in the lot overnight, on a road test, or being driven by a valet. General liability and business auto both exclude damage to property in that state, which is the gap garagekeepers is written for.
Related FAQs
No. Garagekeepers covers customers’ vehicles, and garage liability covers injury and damage to others. Employee-owned tools are insured as a separate scheduled item on the property or inland marine ...
Yes, if customers leave vehicles with you. Garage liability answers for injury and damage arising from your operations, including the auto exposure. Garagekeepers answers for damage to the customers’ ...
No. A business auto policy insures the vehicles the business owns, hires and borrows, and excludes damage to customers’ vehicles in your care. A garage or auto dealers form is ...
Ready to get started?
Talk to an advisor or request a quote. The form takes about five minutes, with no commitment. Be insurance wise.
