Garage Liability Insurance

No. Garagekeepers covers customers’ vehicles, and garage liability covers injury and damage to others. Employee-owned tools are insured as a separate scheduled item on the property or inland marine ...

A customer’s vehicle is in your care, custody or control from the moment it is handed to you until it is returned. That means on the lift, in the ...

Yes, if customers leave vehicles with you. Garage liability answers for injury and damage arising from your operations, including the auto exposure. Garagekeepers answers for damage to the customers’ ...

No. A business auto policy insures the vehicles the business owns, hires and borrows, and excludes damage to customers’ vehicles in your care. A garage or auto dealers form is ...

Stop, document, and call us before anything is repaired. Photograph the vehicle where it sits, and keep the repair order, the technician's notes, the parts invoices, the key or ...

Usually yes, since the garage form is built to package it. A garage policy commonly carries the liability, the garagekeepers, and the owned autos together, with property and workers' ...

Start with what a contract or agency requires, because that is the floor. The CHP rotation tow agreement sets garage liability at $500,000 and garagekeepers at the on-hook limit; ...

The state does not require it. It requires a bond, which is a different thing. A licensed California vehicle dealer must file a $50,000 surety bond under Vehicle Code ...

Garage liability insurance does not cover damage to the vehicles that are in your care, custody, or control. For such coverage, you would need a garagekeepers insurance policy, which ...