FAQs

Usually only small watercraft, and only in limited ways; most boats and all yachts need a separate boat or yacht policy that covers the hull, liability on the water, ...

Often yes, and where a carrier declines or non-renews a foothill home for wildfire, we can pair a California FAIR Plan policy with a difference-in-conditions wrap so a historic ...

Most need general liability and commercial property as a base, professional liability for the advice or care they provide, cyber liability for the client and patient data they hold, ...

A post-production business typically needs general liability and commercial property as a base, inland marine for cameras and editing gear that travel, professional liability (E&O) for the client work ...

Flood is excluded from standard home and business property policies everywhere and every property sits in a flood zone, so a separate flood policy is worth reviewing, especially near ...

A non-renewal on the south-side hills toward Mulholland is common and not the end of the road, because we can pair a California FAIR Plan policy with a difference-in-conditions ...

A medical or dental practice generally needs general liability and commercial property as a base, then professional liability (E&O) for the care you provide and cyber liability insurance for ...

No. Standard California home policies exclude earthquake everywhere in the state. We look at a separate earthquake policy and go through what it covers, what the deductible would be, ...

A personal umbrella usually ties them together, adding liability coverage above your home and auto limits, and for practice owners, life insurance for buy-sell or continuity so a claim ...

A non-renewal on the slopes toward Mulholland is common and not the end of the road, because we can pair a California FAIR Plan policy with a difference-in-conditions wrap ...