Generally no. GL typically excludes professional services, so veterinary malpractice coverage usually handles care-related claims.
It is a key part of most institutional programs, subject to underwriting and policy terms, especially for organizations serving children or vulnerable people.
Those are excluded from standard property and addressed separately; we can review earthquake, flood, and DIC options with you.
Institutions have risks a standard business policy does not address well, such as abuse and molestation, D&O for the board, and specialized property.
Schools, religious organizations, nonprofits, associations, and cultural institutions, among others.
No. R&W is used across a range of deal sizes, and we can explore whether it fits your transaction.
Most policies are buy-side and pay the buyer, but sell-side policies exist. We help you determine the right structure.
Generally no. Known issues are typically excluded and addressed separately in the deal terms.
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