No. R&W is used across a range of deal sizes, and we can explore whether it fits your transaction.
Most policies are buy-side and pay the buyer, but sell-side policies exist. We help you determine the right structure.
Generally no. Known issues are typically excluded and addressed separately in the deal terms.
Financial loss when a representation or warranty in the purchase agreement proves inaccurate after the deal closes.
Often yes. Flood policies commonly have a waiting period before coverage takes effect, so it is worth arranging coverage before a storm is forecast.
Possibly. Much of California’s flood risk is outside mapped high-risk zones, so coverage can still be worth carrying.
Not automatically. Private policies can offer higher limits and broader terms, but the right choice depends on your property, budget, and eligibility. We compare both.
No. Flood is excluded from standard home and commercial property policies and must be covered separately.
Yes. Commercial, habitational, and higher-value property owners frequently use DIC to build earthquake, flood, and other catastrophe coverage around their property.
No. It works alongside your primary policy or a FAIR Plan policy, filling the gaps rather than replacing the base coverage.





