Commercial earthquake deductibles are usually a percentage of the insured values rather than a flat dollar amount, so your building and contents limits drive your out-of-pocket share. ...
No. Earthquake is excluded and must be covered separately.
Difference-in-conditions coverage adds excluded catastrophe perils, commonly earthquake and flood, to your program, and can also broaden a California FAIR Plan fire policy. See the difference in conditions (DIC) ...
Wood-frame homes tend to perform better than masonry, but they are not immune. Coverage still protects against major structural and contents loss.
The CEA offers coverage through its member home insurers; private insurers write earthquake coverage independently, sometimes with different deductibles, higher limits, or standalone policies. We help you compare both. ...
Earthquake deductibles are a percentage of your dwelling limit, designed for major structural loss. You can often choose a lower percentage for a higher premium. The structure reflects the ...
No. California homeowners, condo, and renters policies exclude earthquake damage; it requires a separate policy or endorsement.
Usually yes. General liability excludes your professional services, which is the main risk a technology company faces.
Yes. We can put the coverage in place and issue the certificate with the limits your contract requires.
Not quite. Cyber covers data and security events; tech E&O adds professional liability for the technology you deliver. Modern tech E&O policies usually combine both, plus media liability. ...





