FAQs

It depends on the scope. Some tree service work requires a state contractor license. We can help you understand how licensing may affect your coverage.

It may be, under tools and equipment (inland marine) coverage, which is built to follow gear like chainsaws and chippers to the job site.

It may, through completed-operations coverage, which is why that piece matters for tree work. We can help you confirm how your policy addresses it.

It depends on classification. If they are your employee, workers’ comp generally applies. Tell us how you work with them and we can help you sort it out. ...

Because the work is higher-hazard. Falling limbs, climbing, and heavy equipment raise both how often claims may happen and how severe they may be, which typically shapes the coverage ...

Often yes. Many venues require proof of general liability before they will let you shoot on-site. Send us the requirements and we can help.

It may be, under camera and equipment (inland marine) coverage. This is often a top priority for photographers given how much gear costs.

Errors and omissions coverage may respond to claims tied to lost or failed work. It is a core coverage for this profession.

Yes. Send us the venue’s requirements and we can help you meet them and issue the certificate.

Spoilage coverage may help with perishable losses from equipment failure or power loss. We can help you look at that option.