FAQs

Yes. Send us the requirements and we can help you put coverage in place and provide a certificate.

It depends on your policy. Tell us where you train so we can help you look for coverage that follows you off-site.

Often yes. Training minors typically raises abuse-and-molestation considerations, which are frequently addressed through a specific endorsement.

Often yes. Let us know your deadline and the required limits, and we can help you line up coverage in time.

No. Waivers can help, but they typically do not replace coverage. An injured client may still bring a claim, and a waiver may not hold up in every situation. ...

Many solo consultants start with professional liability and a BOP. Workers’ comp generally applies only once you have employees.

Typically no. General liability usually excludes professional services, which is why consultants generally carry separate errors and omissions coverage.

Usually not. Most firms combine a BOP with separate professional liability, cyber, and workers’ comp coverages.

Clients often want assurance that if a dispute arises, there is coverage behind your work. Many contracts specify a minimum limit before the engagement can start. ...

Generally yes. In California, workers’ compensation is typically required once you have any employees, including seasonal staff.