FAQs

It may, through completed-operations coverage, which is why that piece matters for tree work. We can help you confirm how your policy addresses it.

It depends on classification. If they are your employee, workers’ comp generally applies. Tell us how you work with them and we can help you sort it out. ...

Because the work is higher-hazard. Falling limbs, climbing, and heavy equipment raise both how often claims may happen and how severe they may be, which typically shapes the coverage ...

Often yes. Many venues require proof of general liability before they will let you shoot on-site. Send us the requirements and we can help.

It may be, under camera and equipment (inland marine) coverage. This is often a top priority for photographers given how much gear costs.

Errors and omissions coverage may respond to claims tied to lost or failed work. It is a core coverage for this profession.

Yes. Send us the venue’s requirements. Additional insured status and primary wording come from endorsements on the policy rather than from the certificate, so we confirm the endorsements are ...

Spoilage coverage may help with perishable losses from equipment failure or power loss. We can help you look at that option.

Generally yes. Product liability is the coverage that typically responds to claims that your food made someone ill.

It depends on how alcohol is served. If your staff pours or serves, liquor liability often still applies. Tell us how you handle alcohol and we can help you ...