FAQs

It can be, through property coverage. We can help you value and schedule high-value equipment.

It addresses animals in your care, custody, and control, such as boarding or surgical patients, which standard property policies often exclude.

It generally responds to damage to customer vehicles in your care, custody, and control. Terms vary by policy.

It is designed for lot inventory against covered losses. We can review limits and terms with you.

No. The DMV dealer bond is a licensing requirement and works differently from your liability and property coverage. Many dealers need both.

Volunteer coverage is a separate consideration. We can review how your policies may treat it.

Yes, once a non-profit has any employee in California. Volunteers are the part that catches boards out, because they are generally not employees and so are not covered by ...

D&O typically extends to directors and officers acting in their roles, including many volunteer boards, though terms vary.

If you serve youth or vulnerable people, this exposure is serious, and dedicated coverage may respond where other policies do not.

Often it will not, since many exclude driving for hire. That is the gap to plan around.