FAQs

Usually yes. General liability excludes your professional services, which is the main risk a technology company faces.

Yes. We can put the coverage in place and issue the certificate with the limits your contract requires.

Not quite. Cyber covers data and security events; tech E&O adds professional liability for the technology you deliver. Modern tech E&O policies usually combine both, plus media liability. ...

It depends on the scope. Some tree service work requires a state contractor license. We can help you understand how licensing may affect your coverage.

It may be, under tools and equipment (inland marine) coverage, which is built to follow gear like chainsaws and chippers to the job site.

It may, through completed-operations coverage, which is why that piece matters for tree work. We can help you confirm how your policy addresses it.

It depends on classification. If they are your employee, workers’ comp generally applies. Tell us how you work with them and we can help you sort it out. ...

Because the work is higher-hazard. Falling limbs, climbing, and heavy equipment raise both how often claims may happen and how severe they may be, which typically shapes the coverage ...

Often yes. Many venues require proof of general liability before they will let you shoot on-site. Send us the requirements and we can help.

It may be, under camera and equipment (inland marine) coverage. This is often a top priority for photographers given how much gear costs.