FAQs

Usually enrollment of parties and payroll reporting, along with managing deductibles or retentions. We can help you understand what to expect before you commit.

They are typically used on larger or more complex projects, where uniform limits and reduced cross-litigation tend to outweigh the enrollment and reporting work involved.

Both are wrap-ups. An OCIP is sponsored by the owner, and a CCIP is sponsored by the general contractor. The main difference is who controls and administers the program. ...

Often yes, for off-site work and exposures the wrap-up does not include. Off-site work is commonly excluded, so parties typically keep their own practice programs for anything outside the ...

It is most common on larger or higher-exposure projects, but the right fit depends on the contract, the scope, and how you want limits arranged.

A practice program covers your ongoing operations across many jobs. A project-specific policy is dedicated to one project with its own limits, so a single project does not draw ...

It often can, and this is a key reason to consider it in California. How long that coverage extends typically depends on the policy terms.

No. Physical damage to the project under construction is a property matter, usually handled by builders risk or course of construction.

Yes, it is typically written per project, which is why timing matters. It generally should be in place before operations start.

As an additional insured you are added to the contractor’s policy and share in it. With OCP, you are the named insured on your own policy, which is direct ...