FAQs

Over-the-road cargo is typically domestic; international ocean or air shipments are covered by ocean marine or stock throughput.

Only to the extent of their legal liability, which is often limited by contract or law. If the carrier is not at fault or caps liability, your goods can ...

Only if you own or operate vessels. Businesses that only ship goods generally need ocean cargo, not hull.

It is set by the terms of sale in your contract, usually the Incoterms rule the parties agreed to. Different rules pass risk at different points, for example at ...

Usually not. Standard property and inland marine typically exclude ocean transit, which is what ocean marine addresses.

Ocean cargo covers goods in ocean or air transit; stock throughput extends across the full supply chain, including storage at your and third-party locations. Many importers use stock throughput ...

Often yes, including ocean and air transit and storage along the way, subject to policy terms.

It can be structured to, subject to terms and limits, which is valuable where standard property sublimits are low.

Usually not fully. A 3PL’s coverage protects its building and its own property, and its legal-liability or bailee coverage generally responds only when the 3PL is at fault, often ...

Cargo covers goods in transit and inland marine covers certain moving or off-site property; stock throughput combines transit and storage across the whole supply chain in one policy, often ...