FAQs

DFPI licensing typically involves fidelity or surety requirements. We can help you understand how your coverage relates to those obligations.

In California, workers’ comp is generally required once you have any employees.

It may, often through crime or cyber coverage, but terms, verification requirements, and sublimits vary. This is worth reviewing carefully.

Typically E&O paired with strong fidelity and crime coverage, since your core risk is both making an error and losing funds to theft or fraud.

Typically no. Disclosure and transaction errors usually fall under real estate E&O.

It depends on how your workforce is classified. In California, workers’ comp is generally required once you have any employees, so classification matters.

It may, often through cyber or crime coverage, but terms and sublimits vary widely. This is a coverage area worth reviewing closely.

The DRE does not mandate it for all licensees the way some states do, but brokers, franchises, and lenders frequently require it. Confirm what applies to your setup. ...

Crime and cyber coverage often respond to theft or funds-transfer fraud affecting an IOLTA or trust account, depending on the policy terms.

In California, workers’ comp is generally required once you have any employees, even part-time staff.